Franklin Templeton Variable Insurance Products Trust
Franklin Templeton's distinct multi-manager structure combines the specialized expertise of three world-class investment management groups-Franklin, Templeton and Mutual Series. With offices in over 30 countries, Franklin Templeton Investments offers sponsored investment products and services in approximately 150 countries. Assets under management were over $548 billion as of 01/31/10.
Investment Option Firm/Fund
FTVIPT Templeton Class 2 |
Asset Category |
Risk/Reward Potential |
Objective/Primary Investments |
| Global Bond Securities |
Global Bond |
1 2 3 4 5 |
Seeks high current income, consistent with preservation of capital, with capital appreciation as a secondary consideration. The fund normally invests at least 80% of its net assets in bonds, which include debt securities of any maturity, such as bonds, notes, bills and debentures. |
Information on the risk ranking of investment options is provided by the UNIFI Investment Products Group (an affiliate of Ameritas Life Insurance Corp.), and is provided as impersonal information, and not as investment advice. The Investment Products Group is not advising you personally concerning the nature, potential, value or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but the sources are not guaranteed and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy. Risk rankings range from “1” (lower risk and lower reward potential) to “5” (higher risk and higher reward potential).
Because the fund invests in bonds and other debt obligations, its share price and yield will be affected by interest rate movements. Bond prices generally move in the opposite direction of interest rates. Thus, as the prices of bonds in the fund adjust to a rise in interest rates, the fund's share price may decline. High-yield, lower-rated (junk) bonds generally have greater price swings and higher default risks than investment-grade bonds. Foreign investing, especially in emerging markets, involves additional risks, including currency fluctuations, economic instability, market volatility and political and social instability. These and other risks are described more fully in the fund's prospectus.
